Timothy J. Moroney

Timothy Moroney is a partner of Barger & Wolen San Francisco office. He has been with the firm since 1999. Mr. Moroney has worked on a wide range of sophisticated business and insurance litigation and regulatory matters in both state and federal courts across the United States.

Mr. Moroney’s practice focuses on insurance regulatory issues before all state insurance departments, with particular expertise in connection with advising insurance companies, insurance agencies, banks, lenders, broker-dealers and various other financial institutions in connection with privacy requirements under the Gramm-Leach-Bliley Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, and state laws.

Mr. Moroney regularly advises clients on matters including entity formation, licensing, mergers, acquisitions, reinsurance transactions, captive insurance programs, administrative actions, product development, financial and market conduct examination (including multi-state examinations), holding company transactions and filings, policy form and Prop 103 rate filings and other regulatory compliance issues, involving all aspects of sales and advertising practices. He frequently serves as a guest speaker at conferences and seminars to discuss privacy related topics.

Mr. Moroney’s representative matters include:

• Represented large insurer with regulatory filings in California related to securitization of approximately $3 billion block of life insurance policies.
• Represented lender with structure of program of non-recourse premium finance lending in connection with the purchase of life insurance and eventual sale in secondary market.
• Represented large Bank with regulatory filings necessary to disclaim control of insurer in connection with Bank’s acquisition of 17% of the outstanding share of stock of large holding company with insurance company subsidiary.
• Represents large oil company with the structure for its $30 million sale of its wholly-owned subsidiary motor club.
• Advises many insurance companies, banks and other financial institutions with regard to many financial privacy and HIPAA issues, including but not limited to the creation of privacy notices, joint marketing arrangements, vendor and business associate agreements, safeguarding programs, and customer notification programs relating to security breaches.
• Represented numerous insurance companies in numerous actions across the United States involving liability coverage under multiple layer primary and excess insurance programs covering environmental contamination and toxic torts/ exposures at thousands of sites across the United States, Canada, and the United Kingdom.

Education

• University of the Pacific, McGeorge School of Law, J.D., with distinction, 1997
  Member, Pacific Law Journal (1995-1996)
• University of California, Davis, B.A., 1992

Articles & Publications

• New California Security Breach Notification Requirements Set Standard for Notification Letters
  SB 24 provided for standard core content for notification letters effective January 1, 2012 (Barger & Wolen's Insurance Litigation & Regulatory Law Blog, January 27, 2012)

• Appleman on Insurance Law Library Edition, Chapter 15 Regulation of Insurance Intermediaries (LexisNexis 2009) (contributing author)
• California Privacy and Unfair Competition Laws in the Wake of Prop 64, Paper Delivered at the Association of Life Insurance Counsel 2005 Annual Convention
• Identifying and Using Insurance Coverage in Business Litigation, CEB March 2002 (Contributing Author)

Professional Memberships

• The State Bar of California
• The Bar Association of San Francisco